Everyone should be able to be a homeowner. With Rook, everyone can.

Rook combines the best elements of traditional real estate finance and decentralized finance to create a people-first platform for home affordability.

You are “this” close to owning a home but can’t cross that last gap. With Rook, you can make your move. Get started now!

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Home ownership is the American Dream.
That dream is for everyone.

At Rook, we created the Shared Value Mortgage™ to help make this happen. Now you can own a house, bring less money down, make lower monthly payments, and live the American Dream. To do so, you partner with investors and share in the appreciation. As house prices go up, both of you win. Both you and the investor create prosperous communities and buck the trend.

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Rook created a modernized mortgage to tackle these challenges

Introducing the
Shared Value Mortgage™

The Rook Shared Value Mortgage offers a clean alternative for homeowners. With no monthly payments, and a more streamlined and technology-driven process than traditional sources, Rook helps homeowners diversify their most significant asset.

Shared Value Mortgage™

It’s like any other mortgage except there is no monthly payment. Yes, you read that right, no monthly payment. Rook partners with you to get you easy access to your equity in exchange for a portion of the future appreciation of your home. As your house appreciates, we both win. If your house depreciates, we both lose. We’re partners.

So it’s a mortgage? Yes, with a twist. Here’s why. Since the real estate financing ecosystem is built around mortgages, we didn’t want to reinvent the wheel and be “disruptive” for the sake of the word. Instead we built a better wheel that offloads some of the burden of financing a home and or accessing equity. This is not a new exotic financial product to understand. It’s a mortgage. But one that partners with you to enable you to buy a home where you want or access your current equity.