"Cooling" house prices might be offering a false narration to pundits in the Housing Market. a 3-10% cooling with high-interest rates does NOT help the typical prospective home buyer in a historically difficult market. 70% of generation Z, when polled, say that homeownership appears to be a distant dream. Some new programs and legislation helps. But we also need new business models based on an entirely new paradigm. Shared equity. Shared risk. Shared reward. Real Community made possible with homeownership. #Rook